Commercial insurance brokers
Know the whole group you're insuring, not just the policyholder.
A commercial policy is often written against one entity, but the real risk sits across a group: shared directors, related companies, and a parent whose own financial position can matter as much as the policyholder's. That context rarely reaches the broker before renewal.
What you get
- See the full group structure behind the policyholder, not just the named insured.
- Identify related companies through shared PSCs and directors that may need their own cover or disclosure.
- Check filed accounts and financial health across the group ahead of a renewal conversation.
- Spot insolvency or Gazette history anywhere in the group before underwriting is asked to price it blind.
How it goes
- 1
Search the policyholder
Company name or number.
- 2
Map the group
Every related company through shared PSCs and directors.
- 3
Check the financials
Filed accounts and balance-sheet metrics across the group.
- 4
Screen for risk history
Insolvency cases and Gazette notices anywhere in the structure.
Case study
A renewal that was really three companies, not one
The situation
A broker is preparing a renewal for a mid-size logistics client and wants to confirm nothing has changed in the group since last year's placement.
What they did
The structure chart shows two new subsidiaries incorporated since the last renewal, both under the same PSC, one of which now operates vehicles that were previously uninsured under the existing policy.
The result
The gap is raised with the client and underwriter before renewal, rather than surfacing as a coverage dispute at claim stage.
Try it now
Real groups, live from the register.
Grosvenor Estate Holdings opens in full, with no account. The others need a free account to show every name.
Grosvenor Estate Holdings
Seven individual UBOs, a corporate parent, fifteen holdings and a filed shareholder register.
Open the treeJohn Bloor
An individual's full control chain: every company they're a PSC of, with sub-holdings.
Open the treePersimmon plc
A listed parent: what the PSC regime shows for a plc, and what it doesn't.
Open the treeProfessional layers for commercial insurance brokers
Beneath the register.
Charges, mortgages & lenders
Registered charges per company with lender, status and dates, plus Gazette charge notices.
Financials & accounts
Latest and historic filed accounts with derived metrics, without opening a PDF.
Insolvency, Gazette & probate
Insolvency cases and Gazette notices touching the companies and people involved. Probate records are coming soon, and available now on Bricksmart.ai.
Professional access for commercial insurance brokers
Every layer on every company and person, property records included, for £99 per user a month. Start with a free account; upgrade from it when you need to.
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